The real math of 100% commission in Miami

Every 100% commission brokerage in Miami advertises the same thing, so the headline tells you nothing. The number that matters is your all-in annual cost: (monthly fee × 12) + annual fee + (per-transaction fee × your deals) + every compliance, tech, and desk fee in the fine print.

Run that math on the popular options and the "cheap" plans rearrange themselves. A $0/month plan with a $499 transaction fee, a $99 annual fee, and a $50 quarterly compliance charge costs a 10-deal agent $5,289 a year. A "$79 per deal" plan behind a $129 monthly fee costs that same agent $2,338 — if they close enough to justify the subscription in slow months too.

At BlueShore the computation is shorter: 10 deals × $500 = $5,000, and there is no second line. No monthly fee in slow months, no annual renewal, no compliance surcharge, and E&O is included. Against a traditional 70/30 split on a $150,000 GCI, any of these flat-fee models saves you around $40,000 a year — the real question is which one you can compute without a spreadsheet, and who answers the phone when a contract goes sideways.